NOTICE OF FORECLOSURE SALE

NORTH CAROLINA, WILKES COUNTY, Special Proceedings No. 20 SP 8, Substitute Trustee: Philip A. Glass

Date of Sale:  March 12, 2020

Time of Sale: 10:00 a.m.

Place of Sale: Wilkes County Courthouse

Description of Property: See Attached Description

Record Owners: Wanda Maxine Cardwell (50%) and Heirs of Charles Buster Anderson (50%)

Address of Property: 4318 Yellow Banks Road, Hays, N.C. 28635

Deed of Trust:

Book: 1228 Page: 5 as modified by that Loan Modification Agreement recorded in Book 1230 at Page 189

Dated: June 1, 2016

Grantors: Charles B. Anderson aka Charles Buster Anderson, an unmarried man and Wanda M. Cardwell aka Wanda Maxine Cardwell, an unmarried woman

Original Beneficiary: Vanderbilt Mortgage and Finance, Inc.

EXHIBIT A

BEING all of Lot 2 of North Wind Estates, as shown on a plat of survey by John S. Steele, Surveyors, dated 09-07-00, said plat being recorded in Plat Book 9, Page 470, in the Office of the Register of Deeds of Wilkes County, North Carolina, to which plat reference is hereby made for a more particular description.

CONDITIONS OF SALE: Should the property be purchased by a third party, that person must pay the tax of Forty-five Cents (45¢) per One Hundred Dollars ($100.00) required by N.C.G.S. §7A-308(a)(1).

This sale is made subject to all unpaid taxes and superior liens or encumbrances of record and assessments, if any, against the said property, and any recorded leases. This sale is also subject to any applicable county land transfer tax, and the successful third party bidder shall be required to make payment for any such county land transfer tax.

A cash deposit of 5% of the purchase price will be required at the time of the sale. Any successful bidder shall be required to tender the full balance of the purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to him a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, he shall remain liable on his bid as provided for in North Carolina General Statutes Section 45-21.30 (d) and (e).  This sale will be held open ten (10) days for upset bids as required by law.

Residential real property with less than 15 rental units, including single-family residential real property: an order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold.  Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but not more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination.  Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.

Philip A. Glass,

Substitute Trustee

Nodell, Glass & Haskell, L.L.P.

3-10-2t(T)

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